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Millions of Americans Can't Afford a Checking Account. The Post Office Could Fix That Leonard Edwards, 57, doesn’t have a checking account. He can’t afford one. Once a month, the Social Security Administration adds money to his Direct Express Card. Though it looks like a typical debit card, he isn’t allowed to deposit money to it and can’t write checks from it. Burdened with severe osteoarthritis, the former FBI…
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